As HSA-qualified health plans continue to expand across the country, we provide the most up-to-date information on Health Savings Account implementation, use and strategies to maximize tax savings for employers and consumers alike.
A Health Savings Account program helps employers and consumers control health care costs. An HSA puts you in charge of your family’s health care finances. Our goal is to provide you with easy to understand information and resources about Health Savings Accounts. We will help you learn how to best use your account to meet your particular health care and financial needs. We’ll also help you find out what medical expenses can be paid from your Health Savings Account and how to choose the best HSA to meet your financial goals. You can find a wealth of information by spending some time looking around. We hope you will.
| 2022 | 2023 | 2024 | |
|---|---|---|---|
| Contribution Limits | |||
| Individual Max HSA Contribution | $3,650 | $3,850 | $4,100 |
| Family Max HSA Contribution | $7,300 | $7,750 | $8,250 |
| Catch-up Contribution (age 55 or over) | $1,000 | $1,000 | $1,000 |
| Spouse Catch-up (into separate HSA) | $1,000 | $1,000 | $1,000 |
| HDHP Requirements | |||
| Individual Minimum Deductible | $1,400 | $1,500 | $1,600 |
| Family Minimum Deductible | $2,800 | $3,000 | $3,200 |
| Individual Max Out-of-Pocket | $7,050 | $7,500 | $8,000 |
| Family Max Out-of-Pocket | $14,100 | $15,000 | $16,000 |