America’s #1 Resource For Health Savings Accounts

As consumer driven health plans continue to expand across the country Ask Mr. HSA.com aims to provide you with the most up to date information on Health Savings Accounts. A Health Savings Account program helps you control your health costs and puts you in charge of your family’s health care.

Many questions are answered in the HSA Rules or you can always Ask Mr. HSA.

HSA Consulting Services

Roy Ramthun “Mr. HSA” – President and Founder – Roy is a nationally-recognized expert on Health Savings Accounts and consumer-directed health care issues. He led the U.S. Treasury Department’s implementation of HSAs after they were enacted into law in 2003. President George W. Bush then tapped Mr. Ramthun to be his health care policy advisor at the White House, where he developed the President’s proposals to expand HSAs while overseeing the implementation of the Medicare prescription drug benefit (Part D). He continues to be an advocate for consumerism in health care and is a frequent speaker at conferences and seminars around the country.Mr. Ramthun has over thirty years of health care and public policy experience, both in government and in the private sector. He has served on the staff of the U.S. Senate Committee on Finance and the U.S. Health Care Financing Administration (now known as the Centers for Medicare & Medicaid Services). He also spent eight years with Humana Inc. and led the West Health Policy Center for two years. Mr. Ramthun holds a Master of Science degree in Public Health from the University of North Carolina, and a Bachelor of Science degree from the University of Michigan.

Paul Verberne – Principal – Paul has been involved in the HSA industry since 2004, when he became counsel for HSA Bank (now a division of Webster Bank).  He provided legal and business expertise focused on the development and growth of Health Savings accounts while HSA Bank grew from $8 million in HSA deposits to over $800 million in 6 years.  Paul also contributed to the development of strategies and partnerships with health insurers, investment platforms and various banking and benefits administration partners to maintain HSA Bank’s leadership role in the industry.  In addition, he served as the bank’s liaison to the American Bankers Association HSA Council, where he helped draft and revise legislation favorable to HSA adoption and growth.  Subsequently, Paul remained of counsel to the ABA HSA Council and worked with banking and technology companies to develop HSA product expertise and strategies. Paul also worked for Tango Health, which provides a patented HSA administration platform, by forging partnerships with leading HSA custodians and providing product expertise.  Paul received his undergraduate degree in Liberal Arts from the University of Texas at Austin and his Juris Doctorate from the University of Houston Law Center.

About HSA Consulting Services, LLC.

HSA Consulting Services provides consulting services focused on HSA growth. We are passionate advocates for HSA growth and education. As a leading voice in the Health Savings Account (HSA) industry, we can:

  • “HSA Expert” Certification Training for front line staff
  • Provide custom Cadillac Tax analysis for employers and brokers to model potential impacts
  • Help companies engage employees in the HSA experience
  • Advise current HSA trustees, health plans and brokers to profitably grow their CDH businesses
  • Guide potential CDH market entrants.
  • Subscriptions to AskMrHSA.com for HSA Education
  • Provide regular HSA content for other vendors and web sites

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